Terms & Conditions

These Terms govern your access to and use of wrisor.com (the “Website”).

By accessing or using this Website, you agree to these Terms.

Wrisor is a marketing brand operated by Hablax Insurance, LLC. Wrisor is not a separate legal entity and is not independently licensed as an insurance agency.

All insurance products are offered and sold exclusively through:

Insurance policies are underwritten by the applicable insurance carrier identified in policy documentation. Hablax Insurance, LLC does not underwrite insurance policies.

Submitting information or requesting a quote does not bind coverage. Coverage is effective only upon carrier approval, premium payment, and issuance of policy.

By submitting your information through the Website, you consent to receive communications from Hablax Insurance, LLC, including:

• Email communications
• Telephone calls
• SMS/text messages

These communications may include marketing messages regarding insurance products, coverage updates, and related services.

You may opt out of marketing emails via the unsubscribe link. You may opt out of SMS messages by replying STOP.

Message and data rates may apply. Consent to receive marketing communications is not a condition of purchase.

This Website may use advertising and tracking technologies, including but not limited to:

• Google Ads
• Meta Ads (Facebook/Instagram)
• Microsoft Clarity
• Analytics platforms

These tools may collect usage data, device information, and interaction behavior to measure advertising performance and improve services.

You agree to provide accurate and truthful information. Material misrepresentation may result in denial or rescission of coverage.

Information you submit may be transmitted to insurance carriers, including but not limited to Kanguro, Fetch, or other underwriting partners, for purposes of quoting, underwriting, or issuing policies.

Carrier underwriting decisions are solely their responsibility.

To the fullest extent permitted by law, Hablax Insurance, LLC shall not be liable for indirect, incidental, or consequential damages.

These Terms are governed by the laws of the State of Florida. Venue lies in Miami-Dade County, Florida.

We may update these Terms at any time. Continued use of the Website after changes constitutes acceptance of the revised Terms.