Ohio has a strong veterinary infrastructure with multiple veterinary colleges and widespread emergency vet access across Columbus, Cleveland, and Cincinnati metros. Seasonal heartworm risk runs from April through November, and Lyme disease from deer ticks is increasing in northeastern counties. Browse breed-specific insurance guides below — each one covers health risks, treatment costs, and coverage recommendations for Ohio pet owners.
Avg. vet visit
$62
vs. national avg.
-5%
Licensed vets
4,000
Emergency clinics
85+
Golden Retriever
Cancer — 60% risk · $8,000–$20,000
French Bulldog
Brachycephalic Obstructive Airway Syndrome (BOAS) — 72% risk · $1,800–$6,500
Labrador Retriever
Hip Dysplasia — 12% risk · $1,500–$7,000
German Shepherd
Hip Dysplasia — 20% risk · $3,500–$7,000
Cane Corso
Hip Dysplasia — 40% risk · $3,500–$7,000
Goldendoodle
Hip Dysplasia — 20% risk · $3,500–$7,000
Dachshund
Intervertebral Disc Disease (IVDD) — 25% risk · $3,000–$8,000
Chihuahua
Patellar Luxation — 24% risk · $1,500–$4,500
Rottweiler
Osteosarcoma (Bone Cancer) — 12% risk · $10,000–$35,000
English Bulldog
Brachycephalic Obstructive Airway Syndrome — 72% risk · $1,500–$5,000
Poodle
Gastric Dilatation-Volvulus (Bloat) — 15% risk · $3,000–$10,000
Beagle
Epilepsy — 20% risk · $1,000–$8,000
Yorkshire Terrier
Tracheal Collapse — 25% risk · $500–$6,000
Shih Tzu
Brachycephalic Obstructive Airway Syndrome — 55% risk · $800–$4,000
Boxer
Cancer — 38% risk · $5,000–$20,000
Maltese
Periodontal Disease — 85% risk · $300–$3,500
Pomeranian
Alopecia X (Black Skin Disease) — 20% risk · $500–$5,000
Australian Shepherd
MDR1 Gene Mutation Drug Sensitivity — 35% risk · $300–$5,000
Doberman Pinscher
Dilated Cardiomyopathy — 58% risk · $2,000–$15,000
Great Dane
Gastric Dilatation-Volvulus (Bloat) — 42% risk · $3,000–$12,000
Cavalier King Charles Spaniel
Mitral Valve Disease — 95% risk · $1,500–$20,000
Cocker Spaniel
Otitis Externa (Chronic Ear Infections) — 50% risk · $300–$4,000
Havanese
Patellar Luxation — 25% risk · $1,500–$4,500
Miniature Schnauzer
Pancreatitis — 30% risk · $500–$8,000
Boston Terrier
Brachycephalic Obstructive Airway Syndrome — 60% risk · $800–$4,500
American Pit Bull Terrier
Hip Dysplasia — 24% risk · $1,500–$7,000
Weimaraner
Gastric Dilatation-Volvulus (Bloat) — 18% risk · $3,000–$10,000
Vizsla
Hip Dysplasia — 11% risk · $1,500–$7,000
Border Collie
Hip Dysplasia — 12% risk · $1,500–$7,000
Bernese Mountain Dog
Histiocytic Sarcoma — 25% risk · $3,000–$20,000
Siberian Husky
Progressive Retinal Atrophy — 9% risk · $300–$2,500
Labradoodle
Hip Dysplasia — 14% risk · $1,500–$7,000
Cockapoo
Progressive Retinal Atrophy — 10% risk · $300–$2,500
Pug
Brachycephalic Obstructive Airway Syndrome — 78% risk · $800–$5,000
Bichon Frise
Atopic Dermatitis — 30% risk · $500–$5,000
Shetland Sheepdog
Collie Eye Anomaly — 40% risk · $300–$3,000
Basset Hound
Otitis Externa (Chronic Ear Infections) — 55% risk · $300–$3,500
Pembroke Welsh Corgi
Intervertebral Disc Disease — 20% risk · $2,000–$8,000
Miniature Pinscher
Patellar Luxation — 28% risk · $1,500–$4,500
Whippet
Cardiac Arrhythmias — 10% risk · $500–$5,000
Mixed Breed
Cancer — 25% risk · $3,000–$20,000
Maltipoo
Dental Disease — 80% risk · $300–$2,500
Cavapoo
Mitral Valve Disease — 50% risk · $1,000–$10,000
Bernedoodle
Cancer — 45% risk · $3,000–$25,000
Sheepadoodle
Gastric Dilatation-Volvulus (Bloat) — 15% risk · $3,000–$8,000
Pomsky
Progressive Retinal Atrophy — 20% risk · $200–$1,500
Morkie
Dental Disease — 82% risk · $400–$1,800
Shih-Poo
Brachycephalic Obstructive Airway Syndrome — 45% risk · $1,800–$6,000
Yorkipoo
Legg-Calve-Perthes Disease — 30% risk · $2,000–$5,500
Shiba Inu
Allergic Dermatitis — 30% risk · $500–$4,000
Alaskan Klee Kai
Autoimmune Thyroid Disease — 28% risk · $400–$2,500
German Shorthaired Pointer
Hip Dysplasia — 12% risk · $3,000–$7,000
Rhodesian Ridgeback
Dermoid Sinus — 10% risk · $800–$5,000
English Springer Spaniel
Phosphofructokinase Deficiency (PFK) — 7% risk · $300–$2,000
Irish Setter
Progressive Retinal Atrophy (PRA) — 11% risk · $500–$2,500
Portuguese Water Dog
Progressive Retinal Atrophy (PRA) — 10% risk · $500–$2,500
Great Pyrenees
Hip Dysplasia — 15% risk · $1,500–$7,000
Samoyed
Hip Dysplasia — 14% risk · $1,500–$6,500
Akita
Hip Dysplasia — 12% risk · $1,500–$7,000
Bullmastiff
Hip Dysplasia — 25% risk · $2,000–$8,000
Newfoundland
Hip Dysplasia — 30% risk · $2,000–$9,000
Saint Bernard
Hip Dysplasia — 50% risk · $3,500–$7,000
Leonberger
Leonberger Polyneuropathy (LEMP) — 30% risk · $3,000–$10,000
Irish Wolfhound
Dilated Cardiomyopathy — 35% risk · $2,500–$8,000
Chow Chow
Hip Dysplasia — 20% risk · $2,500–$6,500
Greyhound
Osteosarcoma — 15% risk · $8,000–$22,000
Dalmatian
Urate Urinary Stones (Urolithiasis) — 50% risk · $1,500–$5,000
Bull Terrier
Hereditary Nephritis (Kidney Disease) — 25% risk · $2,000–$12,000
Soft Coated Wheaten Terrier
Protein-Losing Nephropathy (PLN) — 20% risk · $3,000–$15,000
Chinese Shar-Pei
Familial Shar-Pei Fever (FSF) — 30% risk · $1,500–$8,000
Bloodhound
Ear Infections (Otitis Externa) — 55% risk · $200–$3,500
Basenji
Fanconi Syndrome — 10% risk · $2,000–$8,000
West Highland White Terrier
Atopic Dermatitis — 35% risk · $800–$6,000
Jack Russell Terrier
Patellar Luxation — 20% risk · $1,500–$6,000
Scottish Terrier
Von Willebrand Disease — 40% risk · $500–$5,000
Airedale Terrier
Hip Dysplasia — 14% risk · $1,500–$7,000
Italian Greyhound
Leg Fractures — 35% risk · $1,500–$5,000
Papillon
Patellar Luxation — 30% risk · $1,500–$4,500
Lhasa Apso
Renal Cortical Hypoplasia — 15% risk · $1,000–$6,000
Chinese Crested
Dental Disease — 85% risk · $400–$2,500
Cairn Terrier
Legg-Calve-Perthes Disease — 15% risk · $1,500–$4,000