Florida's subtropical climate, year-round heartworm exposure, and vet costs running 14% above the national average make breed-specific insurance planning especially important. Choose your breed for a full health risk analysis and coverage recommendations.
Airedale Terrier
14% hip dysplasia risk
Akita
12% hip dysplasia risk
Alaskan Klee Kai
28% autoimmune thyroid disease risk
American Pit Bull Terrier
24% hip dysplasia risk
Australian Shepherd
35% mdr1 gene mutation drug sensitivity risk
Basenji
10% fanconi syndrome risk
Basset Hound
55% otitis externa (chronic ear infections) risk
Beagle
20% epilepsy risk
Bernedoodle
45% cancer risk
Bernese Mountain Dog
25% histiocytic sarcoma risk
Bichon Frise
30% atopic dermatitis risk
Bloodhound
55% ear infections (otitis externa) risk
Border Collie
12% hip dysplasia risk
Boston Terrier
60% brachycephalic obstructive airway syndrome risk
Boxer
38% cancer risk
Bull Terrier
25% hereditary nephritis (kidney disease) risk
Bullmastiff
25% hip dysplasia risk
Cairn Terrier
15% legg-calve-perthes disease risk
Cane Corso
40% hip dysplasia risk
Cavalier King Charles Spaniel
95% mitral valve disease risk
Cavapoo
50% mitral valve disease risk
Chihuahua
24% patellar luxation risk
Chinese Crested
85% dental disease risk
Chinese Shar-Pei
30% familial shar-pei fever (fsf) risk
Chow Chow
20% hip dysplasia risk
Cockapoo
10% progressive retinal atrophy risk
Cocker Spaniel
50% otitis externa (chronic ear infections) risk
Dachshund
25% intervertebral disc disease (ivdd) risk
Dalmatian
50% urate urinary stones (urolithiasis) risk
Doberman Pinscher
58% dilated cardiomyopathy risk
English Bulldog
72% brachycephalic obstructive airway syndrome risk
English Springer Spaniel
7% phosphofructokinase deficiency (pfk) risk
French Bulldog
72% brachycephalic obstructive airway syndrome (boas) risk
German Shepherd
20% hip dysplasia risk
German Shorthaired Pointer
12% hip dysplasia risk
Golden Retriever
60% cancer risk
Goldendoodle
20% hip dysplasia risk
Great Dane
42% gastric dilatation-volvulus (bloat) risk
Great Pyrenees
15% hip dysplasia risk
Greyhound
15% osteosarcoma risk
Havanese
25% patellar luxation risk
Irish Setter
11% progressive retinal atrophy (pra) risk
Irish Wolfhound
35% dilated cardiomyopathy risk
Italian Greyhound
35% leg fractures risk
Jack Russell Terrier
20% patellar luxation risk
Labradoodle
14% hip dysplasia risk
Labrador Retriever
12% hip dysplasia risk
Leonberger
30% leonberger polyneuropathy (lemp) risk
Lhasa Apso
15% renal cortical hypoplasia risk
Maltese
85% periodontal disease risk
Maltipoo
80% dental disease risk
Miniature Pinscher
28% patellar luxation risk
Miniature Schnauzer
30% pancreatitis risk
Mixed Breed
25% cancer risk
Morkie
82% dental disease risk
Newfoundland
30% hip dysplasia risk
Papillon
30% patellar luxation risk
Pembroke Welsh Corgi
20% intervertebral disc disease risk
Pomeranian
20% alopecia x (black skin disease) risk
Pomsky
20% progressive retinal atrophy risk
Poodle
15% gastric dilatation-volvulus (bloat) risk
Portuguese Water Dog
10% progressive retinal atrophy (pra) risk
Pug
78% brachycephalic obstructive airway syndrome risk
Rhodesian Ridgeback
10% dermoid sinus risk
Rottweiler
12% osteosarcoma (bone cancer) risk
Saint Bernard
50% hip dysplasia risk
Samoyed
14% hip dysplasia risk
Scottish Terrier
40% von willebrand disease risk
Sheepadoodle
15% gastric dilatation-volvulus (bloat) risk
Shetland Sheepdog
40% collie eye anomaly risk
Shiba Inu
30% allergic dermatitis risk
Shih Tzu
55% brachycephalic obstructive airway syndrome risk
Shih-Poo
45% brachycephalic obstructive airway syndrome risk
Siberian Husky
9% progressive retinal atrophy risk
Soft Coated Wheaten Terrier
20% protein-losing nephropathy (pln) risk
Vizsla
11% hip dysplasia risk
Weimaraner
18% gastric dilatation-volvulus (bloat) risk
West Highland White Terrier
35% atopic dermatitis risk
Whippet
10% cardiac arrhythmias risk
Yorkipoo
30% legg-calve-perthes disease risk
Yorkshire Terrier
25% tracheal collapse risk
Abyssinian
25% progressive retinal atrophy risk
American Curl
38% ear infections (otitis externa) risk
American Shorthair
12% hypertrophic cardiomyopathy risk
Balinese
12% progressive retinal atrophy (pra) risk
Bengal
20% progressive retinal atrophy risk
Birman
30% kidney disease risk
Bombay
28% hypertrophic cardiomyopathy (hcm) risk
British Shorthair
20% hypertrophic cardiomyopathy risk
Burmese
10% diabetes mellitus risk
Chartreux
22% hypertrophic cardiomyopathy (hcm) risk
Colorpoint Shorthair
22% amyloidosis risk
Cornish Rex
10% cornish rex myopathy risk
Devon Rex
12% devon rex myopathy risk
Domestic Longhair
30% matting-associated dermatitis risk
Domestic Shorthair
50% dental disease risk
Egyptian Mau
22% hypertrophic cardiomyopathy (hcm) risk
Exotic Shorthair
38% polycystic kidney disease (pkd) risk
Himalayan
49% polycystic kidney disease risk
Japanese Bobtail
28% urinary tract infection risk
LaPerm
22% chronic kidney disease risk
Maine Coon
30% hypertrophic cardiomyopathy risk
Manx
20% manx syndrome risk
Norwegian Forest Cat
25% hypertrophic cardiomyopathy risk
Ocicat
20% hypertrophic cardiomyopathy (hcm) risk
Oriental Shorthair
18% hepatic and renal amyloidosis risk
Persian
38% polycystic kidney disease risk
Ragamuffin
30% hypertrophic cardiomyopathy risk
Ragdoll
28% hypertrophic cardiomyopathy risk
Russian Blue
40% chronic kidney disease risk
Savannah
20% hypertrophic cardiomyopathy (hcm) risk
Scottish Fold
95% osteochondrodysplasia risk
Selkirk Rex
25% hypertrophic cardiomyopathy (hcm) risk
Siamese
25% feline asthma risk
Siberian
26% hypertrophic cardiomyopathy (hcm) risk
Singapura
20% pyruvate kinase deficiency risk
Somali
22% pyruvate kinase deficiency (pk deficiency) risk
Sphynx
35% hypertrophic cardiomyopathy risk
Tonkinese
20% hepatic amyloidosis risk
Turkish Angora
25% congenital sensorineural deafness risk
Turkish Van
28% hypertrophic cardiomyopathy risk
Vet cost premium
+14%
above national average
Licensed vets
8,200+
across Florida
Emergency clinics
180+
statewide
Heartworm risk
Year-round
subtropical climate
No credit card to quote · Florida only